San Antonio, Texas Auto Insurance

If you’re wondering, how can I find cheap auto insurance in San Antonio? A Abana can help by offering: 

• Spanish-bilingual assistance from experienced agents 
• SR-22 insurance services 
• Flexible payment plans 
• Low down payment options (depending on the insurance company you choose) 
• Discounts for qualifying drivers 
• Same-day proof of insurance (once policy is set up) 
• Affordable commercial auto insurance options 

Compare quotes from multiple insurance companies at once so you can find an option that fits your needs and budget. Call A Abana at 214-764-8868, visit our San Antonio location, or get a free car insurance quote online. 

Call to Get a Quote

What affects your insurance rate in San Antonio? 

San Antonio has seen an influx of new residents and its roads have become more congested. High traffic increases the risk of accidents and affects insurance prices. Drivers will often see slow traffic on I-10 and especially on some of the west-side roads feeding into Loop 1604. 

Traffic isn’t the only component determining insurance prices, however. How much you’ll pay for auto insurance in San Antonio depends on a few factors, including: 

• Your age and gender 
• Your driving history and any infractions 
• Where you live 
• Your annual mileage 
• The limits and deductible you choose 

This may sound complicated, but A Abana has helped local families and small businesses easily find low-budget insurance options for decades. Get in touch with us to get a same-day quote from several insurers in English or Spanish. 

Texas insurance requirements to know before you buy 

State law requires drivers to have liability coverage. The Texas minimum liability requirements are: 

• $30,000 for bodily injury or death to another person 
• $60,000 for injury or death to one or more people per accident   
• $25,000 for property damage liability 

Car insurance policies in San Antonio also include PIP coverage, according to the Texas Department of Insurance. Personal injury protection (PIP) coverage can help pay for you and your passengers’ injuries after a covered accident. It may also help with lost wages, rehabilitation, and funeral expenses. You may decline this coverage by telling your insurer in writing. 

In Texas, you can show electronic proof of insurance if required by a law officer at a traffic stop. This is a convenient way to carry your insurance card on your mobile device. 

If you financed or leased your car, the lending company may require you to have “full coverage.” A full coverage insurance policy includes liability, collision, and comprehensive coverages. 

Personalize your car insurance coverage  

Tailor an insurance policy that fits your needs with A Abana. Types of coverage San Antonio drivers can opt for include: 

• Collision coverage: This coverage helps pay for repairs to your vehicle after a covered traffic accident, such as a car crash. Collision coverage applies regardless of who the at-fault driver is.  
• Comprehensive coverage: It helps pay for damages to your car caused by a covered event such as theft, vandalism, extreme weather, or falling objects.  

Texans with newer or luxury vehicles tend to opt for these types of car insurance if they live in an area with higher crime rates or want to reduce financial losses in the event of flash floods, wildfires, or other weather-related events. 

• Uninsured/underinsured motorist coverage (UM/UIM): These may help cover the cost of car repairs and medical bills when you’re involved in an accident with an at-fault driver who isn’t insured or doesn’t have enough insurance. You may decline it in writing. 

12% of state-registered vehicles aren’t listed in a car insurance policy, according to the Texas Department of Insurance. Texas drivers often choose UM/UIM coverage due to the high rate of uninsured drivers in this state. 

• Medical payments (MedPay): MedPay helps cover the costs of medical bills for you and your passengers when a covered accident takes place. The difference between MedPay and PIP is that PIP may include lost wages and other non-medical costs, and that insurers are required to offer PIP in Texas. 
• Roadside assistance: It can help pay for towing services, blown tires, vehicle lockout services, etc. 

Need an SR-22? We can file it today 

Some drivers need “SR-22 insurance” in San Antonio. Though often called “insurance,” an SR-22 is a certificate proving you have the minimum coverage required in Texas. 

A Abana can help you file for an SR-22 in Texas since drivers can’t file it on their own. They must file it through an insurance carrier. Our services include: 

• Easy, electronic filing 
• Same-day proof of insurance (once the policy is bound and initial payments received) 
• Non-owner SR-22 (For drivers who don’t own a car and have this requirement) 

Keep in mind, you’ll still need the minimum insurance requirements in Texas. The SR-22 is a separate certificate showing you have insurance. If your policy lapses, the SR-22 may no longer be valid. 

Drivers in Texas may need an SR-22 for various reasons, including: 

• Driving without insurance 
• Having a suspended license 
• Having a DUI or DWI conviction 
• Receiving multiple traffic offenses 

To get an SR-22 certificate or to speak with an agent for more information, call A Abana’s Spanish-bilingual agents at 214-764-8868 or visit one of our retail locations. 

Call to Get a Quote

Neighborhoods and areas we serve 

A Abana serves the diverse Texas community in various locations, including: 

• San Antonio 
• Alamo Heights 
• Leon Valley 
• Kirby 
• Live Oak 
• Converse 
• Universal City 

You can also visit one of our budget-friendly car insurance agencies in Texas. San Antonio residents can stop by our local offices at: 

A Abana Auto Insurance - Harlandale  

1115 SW. Military Dr.  
San Antonio, 78221  

M-F Hours: 9:30-6:00  
Saturday Hours: 9:30-3:00  

Phone: 210-932-0441 

A Abana Auto Insurance - Ingram Park  

6762 Ingram Rd  
San Antonio, 78238  

M-F Hours: 9:30-6:00  
Saturday Hours: 9:30-3:00  

Phone: 210-733-7337 

FAQ: Quick answers before getting your quote 

What are the Texas minimum car insurance requirements? 

The Texas car insurance minimums are commonly known as “30/60/25.” Drivers need $30,000 bodily injury liability per person and $60,000 per accident. They also need $25,000 for property damage liability. 

How much is car insurance in San Antonio? 

Car insurance prices depend on various factors, including: The driver’s age, driving record, zip code, vehicle type, etc. A Abana can help you get a quote from multiple insurers at once so you can find a price that’s convenient for you. 

How fast can I get proof or an SR-22? 

We offer same-day digital and printable proof of insurance certificates once your policy is bound and initial payments received. 

Do you accept foreign or temporary licenses? 

Yes. We accept US licenses, licenses from other countries, Matricula Consular, temporary licenses, and drivers without a license, depending on the insurance carrier you choose. 

Find budget-friendly coverage with A Abana 

Looking for a cheap car insurance option that won’t break the bank? Texas drivers trust A Abana for the following benefits: 

• Professional support from Spanish-bilingual agents 
• Quotes from multiple carriers at once 
• Same-day proof of insurance (once your policy is set up) 
• A simple car insurance process 
• Cash or card payments accepted 
• Low downpayment options (depending on the carrier you choose) 
• No appointments needed 

To get started, visit one of our locations, call us at 214-764-8868, or get a free auto insurance in San Antonio quote online. 

Call to Get a Quote

Disclaimer: ​ 
This material is for general informational purposes only. The products, services, and discounts referenced herein are not available in all states or from all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all cases, the actual language of the policy contract prevails. Coverage is subject to individual policyholders meeting the insurer's underwriting qualifications and state availability. Other terms, conditions, and exclusions may apply.