San Antonio, Texas Auto Insurance

Get car insurance in San Antonio, TX 

An urban center chockful of Spanish colonial history, Tex-Mex cuisine, and thrilling theme parks, it’s no wonder San Antonio is one of the U.S.’s fastest-growing cities, (visitSanAntonio.com). According to the data from the World Population Review, the city now boasts a bourgeoning population of over 1.5 million people. This influx of residents also comes with an increase in traffic, both in the city and suburban areas. Agencia de Seguros de Acceso, LLC (A Abana Insurance) understands the potential stress and frustration of navigating the San Antonio area. While A Abana Insurance can’t reduce your work commute, we can provide quality auto insurance options through our carriers. As Alamo City locals, we aim to make auto insurance in San Antonio, TX as seamless as possible.  

Why Choose A Abana Insurance for auto insurance in San Antonio? 

What makes A Abana Insurance so special? A Abana Insurance was founded to provide customers with quality and affordable car insurance options. As an agency with two retail locations in San Antonio, we understand that driving in the Alamo City comes with its own challenges and coverage needs.  

Our friendly fully bilingual-Spanish agents aim to make buying car insurance in San Antonio as simple as possible. A Abana Insurance is proud to offer: 

• Friendly and knowledgeable customer service 
• Flexible coverage options through our carriers 
• A wide array of insurance coverages, including liability, comprehensive, and collision coverage 
• SR-22 certificates 
• Optional add-on coverages, including roadside assistance and rental reimbursement 
• Potential discounts available through our carriers for safe drivers, multi-vehicle policies, and more 
• Flexible payment plans, in-person support, and easy online quote services 

Driving conditions and insurance needs in San Antonio 

According to a study from the Texas Department of Transportation, nine of the state’s 100 most congested road segments can be found in San Antonio. In particular, the study ranked I-35, Loop 410, and Culebra Road as traffic hot spots. In addition to high levels of traffic, Mission City is also home to some surprising weather conditions. San Antonio locals will know that come springtime, South Central Texas will likely experience several thunder and hailstorms, (KSAT).  

Moreover, because of the city’s proximity to the Balcones Escarpment, a geologic fault zone extending in an arc across Texas, warm weather masses moving in from the coast are trapped, producing heavy rainfall events, (San Antonio River Authority). This heavy rainfall or flooding is most prevalent during the spring. A comprehensive policy may be able to provide coverage, up to your policy’s limits for covered hail and flood events. Due to these meteorological factors and an abundance of traffic, it may be beneficial to explore different coverage options when driving in San Antonio.  

Legal requirements for auto insurance in Texas 

As per the Texas Department of Insurance, Texas law requires all drivers to show proof that they can financially cover any accidents they cause. This ‘proof’ of responsibility can be shown through the purchase of liability insurance. In Texas the state minimum liability coverage is as follows: 

• $30,000 in bodily injury coverage per person 
• $60,000 in bodily injury coverage total per accident 
• $25,000 in coverage for property damage per accident 

Insurance companies commonly represent this coverage in a split limit written as 30/60/25. Liability coverage only applies to the 3rd party and will not cover any personal injuries or damage to your belongings. Please note that the minimum liability coverage is the lowest amount of insurance required legally and may not offer sufficient coverage if you are involved in a serious accident or cause extensive property damage.  

Driving without proper proof of insurance in Texas may earn you fines, surcharges, and even possible license suspension, (Bankrate).  

Services offered by A Abana Insurance in San Antonio 

Wondering what type of insurance best suits your needs? Thankfully, there are several options for both personal and commercial auto insurance policies with A Abana Insurance.  

Drivers looking for personal coverage can explore: 

• Liability coverage - This type of coverage may help cover third-party damages or injuries to others incurred by a covered accident. Please note that liability insurance does not cover damage to your own vehicle or your personal injuries. 
• Collision/Comprehensive coverage - The addition of these types of coverage can be referred to as ‘full coverage’ and can potentially cover expenses incurred to your vehicle from hitting an object, animal, or even theft.  
• Uninsured/underinsured motorist coverage - This type of coverage can potentially cover expenses up to your policy limit, for your injuries or damaged property if an at fault person without adequate insurance coverage hits you. 
• SR-22 certificates - After certain legal violations you may be asked to obtain an SR-22 form or certificate. This form shows the state that you have obtained the minimum liability insurance required by law. A Abana can help drivers complete the SR-22 form process.  

 A Abana Insurance also works with multiple carriers to offer commercial auto insurance policies in San Antonio. This commercial coverage may be extended to a variety of business vehicles, including trucks, and vans. 

Steps to get insured with A Abana Insurance in San Antonio 

Buying auto insurance in San Antonio doesn’t need to be a hassle. Feel free to contact A Abana Insurance in any of the following ways: 

• Online - Receive a free online quote quickly.  
• By phone - Call one of our Spanish bilingual agents.  
• In-person - Pay a visit to a local office. 

San Antonio locals can stop by one of our two retail locations:  

A Abana Auto Insurance - Harlandale 

1115 SW. Military Dr. 
San Antonio, 78221 
M-F Hours: 9:30-6:00 
Saturday Hours: 9:30-3:00 
Phone: 210-932-0441 

A Abana Auto Insurance - Ingram Park 

6762 Ingram Rd 
San Antonio, 78238 
M-F Hours: 9:30-6:00 
Saturday Hours: 9:30-3:00 
Phone: 210-733-7337 

A Abana Insurance is on a mission to make getting insurance in the Mission City as seamless as possible. 

Want to learn more about the quality coverage offered by A Abana Insurance? Give us a call at 214-764-8868 for a free quote today or stop by one of our San Antonio locations for a chat!